All terms · Business & Income

SaaS

Software as a Service — software delivered over the internet on a subscription basis, where the provider hosts and maintains the product.

SaaS (Software as a Service) is a software delivery model where applications are hosted by the provider and accessed by users over the internet, typically on a monthly or annual subscription. Instead of buying and installing software, you pay a recurring fee and use it through a browser or app.

SaaS vs traditional software: Traditional software (like Office 2003) was installed locally and owned permanently. SaaS (like Microsoft 365) is rented and always up-to-date — the provider handles infrastructure, updates, and maintenance.

Why SaaS dominates the AI tools market: Every major AI tool — Claude, ChatGPT, Grammarly, Notion, Zapier, ElevenLabs — is SaaS. The subscription model aligns well with AI because the marginal cost per user (API compute) scales with usage, and the provider needs recurring revenue to fund ongoing model improvements.

Micro-SaaS: A small, niche SaaS product built and operated by one person or a tiny team, usually targeting a specific workflow or audience. Micro-SaaS products often reach $1K–$5K MRR before requiring additional staff — a common target for indie builders.

Key SaaS metrics: MRR, churn rate, LTV (lifetime value), CAC (customer acquisition cost).

Example

You build a Chrome extension that uses Claude to summarise any web page in one click and charge $9/mo. With 200 subscribers, you have $1,800 MRR — a SaaS business with no inventory, no shipping, and no customer service beyond email.